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San Diego State University

Health Promotion - Helping create a healthier campus to enhance student success

Health Insurance Frequently Asked Questions

Frequently Asked Questions

  • Q: Does SDSU require students to have health insurance?
  • A: The California State University (CSU) does not require students to have healthcare insurance. However, the new laws implemented in 2014 by the Affordable Care Act require all U.S. citizens and legal residents to have healthcare insurance.  Students enrolled as international students or through the American Language Institute (ALI) are required to have health insurance offered and approved through their respective programs.

  • Q: Why do I have to pay a student health fee if I already have insurance?
  • A: The health fee allows you access to Student Health Services (SHS), a healthcare facility that can address basic health care needs right here on campus in Calpulli Center.  SHS offers quality and convenient healthcare by certified healthcare professionals.  The health fee also supports Counseling & Psychological Services and Student Disability Services.
  • Q: Where does my health fee go?
  • A: The mandatory Student Health Services fee includes the cost of staffing, supplies, services and administrative and accounting costs incurred by all 4 departments at Calpulli Center. Also see, What Do You Get With Your Tuition? Health and Wellness Resources at State.

  • Q: Why do I need insurance if I have access to Student Health Services?
  • A: In 2010, the Affordable Care Act (ACA) was signed into law. The law requires that U.S. citizens and legal residents have health insurance. Having access to Student Health Services is not the same as having health insurance. If you would like more information regarding the ACA and how it affects you, or you would like to know how to obtain healthcare insurance, schedule an appointment with the Health Promotion Department Community Resource Specialist.

  • Q: Is Student Health Services (SHS) considered health insurance?
  • A: SHS is a great resource for basic health care, however is not considered a health insurance plan under the new Affordable Care Act laws.